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Affirm

Affirm Buy Now Pay Later

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Affirm gives you a buy-now-pay-later option with no hidden fees. Affirm will tell you upfront the total amount you will pay. 

FAQ-

  • No Late Fees  
  • Easy Monthly Payments
  • No Hidden Fees
  • There is no effect on your credit score when you pre-qualify or apply for an Affirm loan.
  • Applying for Affirm will not affect credit 
  • Cupon codes will NOT work on purchases when the customers uses Affirm

What is Affirm available for-

  • Teltonika packages
  • SOLIS Packages
  • Signal Boosters
  • Antennas
  • Coming soon- V4 & RUTX11 packages device only purchases

Payment Options-

  • 3 MO 0% APR 
  • 6 MO IB (Interest Bearing)
  • 12 MO IB (Interest Bearing)
  • Payments are either Bi-weekly or Monthly 

Here is a link to help calculate payments- https://www.affirm.com/business/apr-calculator 

Check out Process-

When a customer checks out on OTR Mobile they will see this option after they select the payment method:

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Once a customer selects "Pay via Affirm" , they will see this disclaimer- 

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Jazmine will be calling all customers who place an order with Affirm because a credit card will not be on file for the next monthly payment to come out. After they Select "Ok" this window will pop up-

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Once they complete filling out all the info that is needed a verification email will be sent and the customer MUST go to the email and click the link in order to continue. Once completed the customer will then see their payment plan options. These options vary with each customer-

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Once the customer chooses which plan works best for them they will see this screen and they have the option of turning on AutoPay to ensure the monthly payments come out every month. If they choose to do the AutoPay the card they put on file will not be accessible to OTR for monthly payments on the subscription. They will still have to add a card on OTR under payment details. 

ADMIN

If a customer used Affirm on an order this is where you can check-

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Under Payment payment made, it will say PAID_VIA_AFFIRM

--Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. 

Affirm’s lending partners

Loans through Affirm are made by Cross River Bank, Member FDIC; Celtic Bank, Member FDIC; or Affirm Loan Services, LLC.

California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. 

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